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By [http://ezinearticles.com/?expert=Maria_Smith]Maria Smith In layman terms, flexible implies that which suits every situation. Like more flexible the rubber is, more is its usability. This example is universal truth which can be applied to each and every object in this world. In the same manner, more flexible is the loan, more the chances of its popularity. But this doesnt mean that the person start availing larger amount if the loan is flexible. Rather it lets the person decide how much to borrow, when to borrow and how much to repay each month. Flexible secured loan is the loan that lets you choose the terms of the loan agreement as per your convenience. That is, you can have as much money you need and whenever you need. It provides the amount and place convenience. Generally the flexible secured loan provides the floating rate of interest. Floating rate of interest refers to variable rate of interest, which varies with the amount borrowed and sometimes it may also depend on the market fluctuations. Sometimes it may be possible that the lending company provides you the flexible loan cheque, which the person can use it anywhere and anytime. They are just as a normal current account cheque. But here the limit of using these cheques is provided by the lending company. As you use these cheques for an amount, it is added to your outstanding balance. The clause of providing the flexible loan cheque is not obligatory.
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By Brian Rzepczynski Introduction Conflict in relationships is inevitable. Put two men together with their own sets of needs, values, personality traits, and life histories/experiences and you have a fertile ground for potential differences to cause clashes. This is normal and a necessary precursor for growth in your relationship with your boyfriend or partner. Anger is a common emotion that emerges during conflict. While conflict and anger are normal aspects of building and maintaining a relationship with someone, there are right and wrong ways to manage them. This article will address some ways to defuse anger in your disagreements with your lover to ensure a more positive environment to go about negotiating your differences. Anger Management 101 Its important to realize that when two people are angry with each other, very little of productive significance will come from these interactions because emotions are high and listening skills tend to be overshadowed by defensiveness. Though clich, the statement Anger is ok, its what you do with it that counts is very pertinent here. During conflicts with your partner, you are ultimately responsible for your own feelings and anger. Your partner does not make you angry; you choose how you are going to react, regardless of the contributing factors. The goal is to create an atmosphere where you and your boyfriend can have a constructive communication session free of volatile emotions and where you each can feel heard equally. No More Drama One of the most effective ways to defuse an angry situation is to call a Time-Out. In much the same way that children are disciplined with Time-Outs to calm down and regain behavioral control, we adults also benefit from this type of cool-down period as well. The strategy issimple, but only works if you and your partner agree to its execution beforehand and follow through with it to completion. Whenever you feel your anger flare-up to the point where you are unable to be attentive to your partner or be fully present, announce your need for a Time-Out. Before leaving, schedule a time that you and he can reconvene to address your issues then. Reactivity can damage relationships, and by postponing your response until after youve had a chance to regroup and center yourself, youre increasing your chances for being able to communicate more effectively. Youre also not avoiding the problem, just delaying it until both of you can more readily attend to the issue at hand. Its also important not to follow each other once a Time-Out has been called because this defeats the purpose; respect your partners need for space and feel reassured in the knowledge that you will discuss your issues at a later time. In essence, when you call a Time-Out, you are really saying to your lover, I care enough about you and our relationship to discuss this issue at a later time when Im able to really listen to you and hear your needs and concerns. My anger right now interferes with that ability. This communication technique, which is commonly taught in couples therapy, works best when applied consistently. More Anger Coping Tips 1. Identify your personal triggers to anger.Pay close attention to the body signals you receive that alert you to anger arousal, the situations that upset you to help highlight patterns, and the thoughts you have that fuel anger and emotional upset. 2. Practice relaxation techniques (deep breathing, visualization, progressive muscle relaxation, meditation, etc.) and dont forget the importance of regular exercise in managing stress. 3. Distraction techniques can be helpful during your Time-Out, such asjournaling, reading a book, listening to music, playing video games, talking to a friend, taking a hot bath, going for a walk, etc. Do something self-soothing. 4. Develop affirmations and positive self-talk to help coach yourself through difficult anger-producing situations. 5. Try writing your partner a letter before you have your talk to discharge negative emotion and perhaps develop a better perspective on the situation that upset you. Destroy the letter when finished. 6. Get in the habit of expressing your needs and feelings directly and assertively in as close to the moment as you can. Stuffing feelings only leads to a stockpiling effect of unfinished business; this, in turn, creates hidden resentments and can take a toll on your health and relationship. Conclusion Anger and conflict are a natural part of any relationship and must be handled carefully to protect the trust and intimacy of your partnership. The important thing to remember is to avoid reactivity and to stop and think before acting to help cultivate a more responsible and focused dialogue with your partner. Anger is commonlythe result of an unmet need, a perceived threat, or a symptom of depression, among other things. Trying to uncover its origins first, avoiding placing blame, and viewing your disagreement as an opportunity to work together as a team in creating a win/win solution to your challenges will go a long way in helping you to accomplish your relationship goals. 2004 Brian L. Rzepczynski WANT TO USE THIS ARTICLE IN YOUR E-ZINE OR WEBSITE? This article can be reprinted freely online, as long as the entire article and this resource box are included: Brian Rzepczynski, Certified Personal Life Coach, is The Gay Love Coach: I work with gay men who are ready to create a road map that will lead them to find and build a lasting partnership with Mr. Right. To sign up for the FREE Gay Love Coach Newsletter filled with dating and relationship tips and skills for gay singles and couples, as well as to check out current coaching groups, programs, and teleclasses, please visit www.TheGayLoveCoach.com. Please also include with the article the words Copyright and prominently display a link to our main page at the end of the article. Any feedback would be appreciated and can be sent to brian@thegaylovecoach.com. Thank you! Brian Rzepczynski holds a master’s degree in Social Work from Western Michigan University and is also a Certified Personal Life Coach through The Coach Training Alliance. He launched his private relationship coaching practice in 2003 and works with gay men, both singles and couples, toward developing skills for improving their dating lives and relationships. He publishes a monthly ezine called “The Man 4 Man Plan” that has helpful articles, tips, resources, and an advice column relating to gay relationships and dating. He is also the co-author of the 2005 self-help book “A Guide to Getting It: Purpose & Passion.” Article Source: http://EzineArticles.com/?expert=Brian_Rzepczynski http://EzineArticles.com/?Calming-the-Storm-In-Your-Relationship&id=44762 har money loans
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By Tim Gorman If you need cheap tanning bed bulbs you may have to do some research. The price of tanning bed bulbs can depend on several things so if you are looking for cheap tanning bed bulbs you may need to do some comparison shopping. One thing that may come into play when you are searching for cheap tanning bed bulbs is the model of the tanning bed. Different tanning beds require different bulbs. Another thing that may be a factor is the guarantee offered on the bulbs. You may be able to find cheap tanning bed bulbs but the guarantee may not be for a very long amount of time. You can find cheap tanning bed bulbs if you buy in quantity. When you buy in quantity you may be able to find cheap tanning bed bulbs, at least they should be cheaper than only buying one or two at a time. Cheap tanning bed bulbs may also be less expensive if you are able to procure free shipping. Free shipping is sometimes available and makes cheap tanning bed bulbs even a better deal. Look for cheap tanning bed bulbs in catalogues that sell tanning beds. You can find cheap tanning bed bulbs online. Check out the prices on cheap tanning bed bulbs at several sites before you buy. You want to collect all your data before you decide where to buy cheap tanning bed bulbs. Take into consideration all the information above before you buy cheap tanning bed bulbs. It may be cheaper in the long run to spend a little more for a better bulb than to have to replace the cheap tanning bed bulbs all the time. Timothy Gorman is a successful Webmaster and publisher of Tanning-Bed-Solutions.com. He provides more tanning bed information on tanning bed bulbs, tanning bed lotions and home tanning bed information that you can research in your pajamas on his website. Article Source: http://EzineArticles.com/?expert=Tim_Gorman http://EzineArticles.com/?Where-Can-I-Find-Cheap-Tanning-Bed-Bulbs?&id=48799 corpus christi bad credit used car loan
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By Dr. Leslie Van Romer Transition these eight energizers into your life every day and experience the ultimate super-high on every level: 1. Fill-up on lots of whole, unrefined fruits and vegetables. Regardless of the hype and confusion, unrefined carbohydrates (no, not protein or fat) found in whole fruits and vegetables are our most efficient sources of energy. Raw fruits and vegetables are even better. Todays energy comes from whole plant foods that you ate yesterday. 2. Drink homemade fruit and vegetable juices. The best nutrition comes from the juice in fruits and vegetables, not the fiber. Yes, we need fiber and get it from all our other whole fruits and vegetables. However, juice separated from the pulp, is a quick shot of energy that fuels into your system within fifteen minutes. Normally, it takes 24 hours for fruits and vegetables to process into usable energy. 3. Exercise aerobically (pumping the heart and lungs) a minimum of 60 minutes a day. Exercise forces oxygen, a primary source of energy, into all the cells. Moderate walking is an excellent, easy energizer. 4. Sleep from 7 to 8.5 hours a night. The importance of sleep cannot be overstated. Uninterrupted sleep is necessary for the body to heal, restore, and re-energize. 5. Avoid or, even better, eliminate processed and refined foods. White sugar and white flour products are some of the foods that deplete energy. They are commonly found in 99% of all breads, bagels, baked goodies, pastries, desserts, candy, condiments, snack foods, and packaged and even canned foods (read labels). 6. Avoid foods laden with added oils, fat, and cholesterol. Dietary fat and cholesterol from animal products and processed oils (yes, even olive oil) clog blood vessels, making the heart beat harder, zapping energy. Blood flow gets sluggish immediately after eating a meal loaded with fat and cholesterol. You can tell that on yourself. How do you feel after youve eaten a big meal centered on meat and/or dairy products? In a word, tired. 7. Eliminate artificial depressants and stimulants. Alcohol, whether one glass of wine or several cocktails, is a well-known depressant. Depressants do just thatdepress energy. Coffee is a drug-like stimulant. It offers a quick pick-me-up, but is followed by the inevitable drop-me-down. With regular use, coffee exhausts the adrenal glands, which are critical for sustained energy. Coffee also makes the bladder, kidneys, liver and other organs work harder, draining energy. 8. Breathe fresh air. Dont smoke. It goes without saying: smoking robs your body of oxygen. Less oxygen equals less energy. No energy equals no life. Do you have to incorporate all eight energy boosters into your life? Of course not. You dont have to do anything. You get to make your own choices, and you get to experience the consequences of those choices. Remember, energy can be compared to the gas in a car. Gas makes a car run efficiently. Energy makes you run efficiently. If a car runs out of gas, it stops running. If you run out of energy, you stop running. So the question remains: how much is your life worth and what are you willing to do to rev-up your engine and keep it purring for a long time? Its your body, your energy, and your choice. Dr. Leslie Van Romer is a health motivational speaker, writer, and lifestyle coach. Visit http://www.DrLeslieVanRomer.com for more inspiration. Article Source: http://EzineArticles.com/?expert=Dr._Leslie_Van_Romer http://EzineArticles.com/?8-Energy-Boosters-To-Jump-Start-Your-Engine-and-To-Lose-Weight&id=480688 direct lenders for bad credit auto loans
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By Piti Niyomsirivanich 90-95% of people who lose weight with diet gain most of the weight back within 3 to 5 years. Often times more body fat, or weight is gained back due to yo-yo dieting. Diet isn’t the only thing study subjects did to lose weight. Most studies included exercise regimens. So any weight loss could have been due to exercise and not to diet. Many people in diet studies lost weight, gained it back, and went back on a diet before the end of the study. Such patients would be counted as having long-term weight loss when they simply lost weight only for a short period of time. Why don’t diets work? There are two issues. The first is that it’s just plain hard for people to change their eating behaviors. Lifestyle change will work if you have realistic expectations, good support, and choose a plan that you can stick with — a plan that will give you moderate change over a long time. And the second reason is that even if you do succeed at a diet, the rule of diminishing returns comes into play. Rule of Diminishing Fat Storage Is a Natural Survival Mechanism. The body’s ability to efficiently store fat began as a survival mechanism when our human ancestors were hunter-gatherers. Human beings lived in an environment that had no quick and easy sources of food. Early humans needed some kind of physical means to store energy. When our ancestor couldn’t find food and went for long periods of time without food ,their bodies acted like a life preserver, storing fat in anticipation of the inevitable periods of famine. So when you ry to “diet” by going for long periods of time without eating , your brain senses the starvation and sends an SOS signal through your body to store fat because famine is on its way. That’s why people who go on fasts and extremely low-calories diets don’t lose the expected weight. Their protective mechanism preserve your body fat. The body developed this ability to slow down the metabolism and store extra fat during periods of famine. If we didn’t have this ability,we would not have survived the lean times. When you keep to a reduced-calorie diet, your body makes metabolic adjustments that make it harder and harder for you to lose weight,Your body becomes very efficient, and you have to eat less and less to continue to lose weight. If you had the will to go on a diet, the fact that it steadily becomes less and less effective makes it even harder to stick to it. A lot of people go on a low-calorie diet for a few weeks and expect to lose a lot of weight. But if you do a crash diet, you will only regain the weight. Why is it so hard to lose weight? Diet is affected by social issues, by what you do when you are with your family and your friends. In the current American setting, which really encourages unhealthy eating and dietary patterns, it is difficult to keep these lifestyle changes going. People who want to achieve and maintain a healthy weight should start working at lifestyle changes they can maintain — even if it means not losing weight, but just staying at the same weight. Conclusion. People should try to eat healthy food in moderation and exercise periods. Piti Niyomsirivanich ,M.D. , B.Sc.
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By A Vlahakis We all know, that in actual fact designers not only create images that are designed to catch the eye of the consumer, but to make a business appear professional also and indeed the core purpose of their work is to help convert potential customers into actual customers via brand/image and marketing materials linked in with this. Is that all?
Im sure a lot of business owners think that really is all there is to the design industry that serves them and the many designers that populate it. In some cases (for some designers) that really is all there is to it they dont operate on many other levels other than to make their designs professional, pretty, and eye catching. However there really are other aspects that must be considered when you commission a design to develop the brand image for your business, a couple of these are explored in more detail now; 1. Target Market;
Recently I was approached by a company interested in brand design; their product and service was one that should be targeting both men and women, and yet when I was shown the design they had received already for another designer I immediately noted some glaring issues with it. The design itself was eye pleasing and on the surface of it a less experienced person may observe that it was a professional effort; but the designer had produced something which featured a stylized woman as the central figure within the logo and not only that despite the stylized nature of the image, she was clearly of oriental heritage. I quickly pointed out to the customer that when ones target market is male and females and not women only, that to gender bias ones logo design is counter productive, and even worse to possibly alienate even more people by making the character a particular ethnicity when your product is targeted at all nationalities. A creative must think, think, think, and then and think some more about the target market when they are designing. To enable that before they start designing, they absolutely have to ask the business owner about the business; who are the customers, how will the product or service be sold to them, and so on. 2. Colors & Tones
A long time ago now I wrote a very popular article entitled the The Relationship Between Colors & Sales Ive long since populated the piece across the internet and you can thus read it on many websites. Although as creatives we dont need to enslave ourselves completely to the rules of color psychology, any designer working on a project should always keep this in mind. In addition to considering the psychological effect certain colors have on mood and behavior, which is well documented by the marketing industry, one needs to consider the socio-economic dynamic of the target market as this has some bearing on the tone of the color scheme chosen. For instance its not uncommon for my clients to ask for a bright color scheme for their brand design, but this doesnt always suit their target market; its known that low income groups are attracted to bright colors and thus if you dont wish to attract low income groups a bright color scheme isnt right for your brand design regardless of what you like as an individual. When your designer goes to work and you review concepts its vital to appreciate the design isnt supposed to necessarily appeal to what you like, its supposed to appeal to your target market and this may not necessarily be the same thing as your own favorite colors. These are just a couple of important areas that must be considered by your designer before they start work on your brand development, some of the other areas include; - Ensuring the design will work well whether printed billboard sized or business card sized. - Making sure the company name is easily readable. - Ensuring the design is neither too tall in height, or too wide horizontally; disproportionate designs can be more difficult to incorporate into layouts for print such as fliers, stationery, brochures and so on; this means these items may not look as good as they should. Much of this advice can also be applied even when you already have your brand design established and have moved on to developing this further with your marketing materials. Its important that the designer working on your printed stationery and marketing materials appreciates the need to be sympathetic to the brand theme already established, and also has sufficient skill and experience to bear in mind that designs created must appeal to the target market. From http://www.trulyace.com - Leading Design Article Source: http://EzineArticles.com/?expert=A_Vlahakis http://EzineArticles.com/?What-Do-We-Pay-Graphic-Designers-For?&id=422599 bad credit car finance companies
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By Anthony Bloch During the past month I’ve been observing thin people and what types of things seem to set them apart from heavier people. This observation wasn’t scientific but I learned a lot from my thinner friends. The first thing I noticed is that thinner people seem to be more active. Many of my thinner friends work out on a regular basis. They also seem to do a lot of walking. I noticed that some of my neighbors will walk to their mail boxes instead of stopping at their mailbox with their car on the way home.
My thinner neighbors will park their car in their garage and then walk the short distance to the mail box. I also observed that thinner people tend to use stairs and not escalators or elevators when at all possible. Thinner people seem to relish in the opportunity to be active. In a nutshell they aren’t lazy. They’re active. The second thing I noticed is that thinner people tend to eat healthier foods and smaller portion sizes. They tend to order salads or grilled foods and seem to shy away from fried and greasy menu choices.
Instead of getting a 12 inch sub, they tend to order a 6 inch sub. Those were the two major things that I noticed while observing thin people. As a result I’ve been trying to think and act like a thin person. I’m starting to feel like a thin person psychologically and I hope that this way of thinking translates into a real lifestyle change for me. It’s really the little things that separate heavier people like myself from thinner people but those little things can add up to a big difference in the weight department. I guess you want to know how I did through the holiday season? Well I gained 1.2 LBS, which isn’t too bad. My weight loss councilors thought that I did well and made some good choices. I told them that I’m starting to “think like a thin person.” Anthony B. is the founder and owner of http://www.ItsTheRightWay.com a news, political, and sports commentary website. Anthony has over 7 years of experience as a business professional. Article Source: http://EzineArticles.com/?expert=Anthony_Bloch http://EzineArticles.com/?Thinking-Like-a-Thin-Person&id=121437 phentermine no doctors prescription
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By Mubarakah Ibrahim How to Break Your Plateau Today is a typical morning like any other for you. You get up, go for your workout at the gym or go for a nice run, before you start your day. Or maybe you go from work to the gym to jump on the treadmill for 40 minutes then home. No matter when you fit your workout in, you are to be commended youve stuck to it. SO why isnt the weight coming off like it did when you first started your new workout routine. Everything is the same. Cardio 3 to 5 days a week. Weight training 2 to 3 days a week. Your diet is still in tack (despite the PMS breakdown in the chocolate abyss). If you are still doing everything the same and you cant seem to drop those last 10 lbs then you cant drop those last 10 lbs because you are still doing everything the same. (I know I just reverse the sentence but read it again and youll catch on if you didnt the first time.) Your body is a wonderfully efficient machine. Everything from your head to your toes adapt to your environment, your activities and your lifestyle. Your exercise regimen is no different. Here is the scenario. Your Story… You began the new year with a new found dedication to running. After all, you need to drop those extra pounds. So you go for a 45 minute run 5 days a week and weight train in the gym 2 times a week. In January and February the pounds fell off. You consistently left 2 even 4 lbs some weeks, chocking on your dust as you laughed your way all the way to the clothing store. But here we are in April and the scale hasnt moved since the beginning of March. What happened? Your Bodys Story When you began your program, your body worked hard to keep up with the new intensity and duration of your exercise regimen. As a result it burned energy (calories/fat) to keep up. Then one day as it accompanied you out the door and began picking up speed, then it said to its self. Oh Ive done this plenty of times before. In fact I am good. I am so good at this now that instead of burning 200 calories on this run, I can do the same run and only burn 150 calories. So it runs with you and indeed it proved that it could do the same activity and burn less calories doing it. Your body has succeeded in doing what it does best…become efficient. Ah ha! Eureka! Now you know. So what to do about it. Throw your body a surprise party and call it Cross training. Cross training is a great way to condition different muscle groups, develop a new set of skills, and reduce boredom that creeps in after months of the same exercise routines. The term cross training refers to a training routine that involves several different forms of exercise, and/or exercise intensity levels.
Get up tomorrow and instead of running for 45 minutes, jump on the bike and take a spin. Instead of doing 45 minutes of a moderate intensity run. Kick it up a notch and do 20 minutes of intense interval training (fartlek run will do as well) Providing different challenges in a workout forces the body to move out of its comfort zone and the body must work harder to complete the activity Resulting in more calorie burn. More eating the dust off from the bottom of your shoes as you leave those pound behind. But thats not the only benefit of cross training. If sports are your passion cross training can actually help you prevent injury and overuse syndrome. For most sports enthusiasts, cross-training is a beneficial training method for maintaining a high level of overall fitness and thats not all Cross Training Reduces exercise boredom Allows you to be flexible about you training needs and plans (if the pool is closed, you can go for a run instead). Produces a higher level of all around conditioning Conditions the entire body, not just specific muscle groups Reduces the risk of injury Work some muscles while others rest and recover Can continue to train while injured Improves your skill, agility and balance Mubarakah Ibrahim is an AFAA certified personal trainer and owner of BALANCE fitness, a personal training service for women in CT that offers in-home personal training, on-line personal training, outdoor boot camps, and hiking clubs for women. She is the creator of http://www.ctwomenbootcamps.com She also lectures, promotes and conducts workshops on health and fitness through out the northeast. She can be contacted by visiting her website http://www.balanceCT.com or e-mailed at balanceCT@hotmail.com BALANCE fitness
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By Claudia Trusty Absolutely. E-letters should be an integral part of nearly every companys marketing plan. They are both time and cost effective, reaching all of your clients and as many potential clients as you have permission to solicit via email. I am a huge advocate of e-letters; our company sends one out every month and we receive additional work because of contacts made through our e-letters. Developing e-letters is part of our client services. So why have I recently talked clients out of using e-letters for their businesses? Because e-letters are not a quick fix solution. They should be one tactic in an established marketing strategy. Have a marketing plan
If you dont know where youre going and what youll say when you get there, dont bother communicating. You need to have your companys branding messages developed.

Mission The basis for your brand is what your company provides to customers and why should they care.
Visual elements Logo, identity, tagline, colors. All the graphic elements that stimulate customer recognition and support your Mission.
Message planning The marketing messages you want to focus on for the next 12 24 months.
Tactics The specific action points that will communicate your brand and message. Getting your brand in the door
One of the big reasons I believe in email as a marketing or branding tactic is because it supports visual recognition. Certainly content is important, but recognition allows the receiver to acknowledge the brand and let the message in. Lets give it a quick test right now. Think about Coca Cola. Unless you have never seen their logo, chances are that right now you are visualizing the white script on red background. You let the brand in immediately and now youre ready for the message. Well-executed e-letters work the same way. Your letters identity is the first image your readers will see and a positive reaction gets you in the door to tell your story. Maximize that opportunity:
Consistently use a masthead, including e-letter name that immediately connects clients to your company identity.
Use photography and other graphic elements to create excitement. A picture is still worth a thousand words!
Design a layout that is appealing and a format for articles thats easy on the eyes. Font type and size as well as colors used are a major issue in viewing any written Internet communication. Take various systems into account and test on as many as you can until you are sure your e-letter will display equally well on most servers.
Follow all the rules. Read the Can-Spam Act and use only your own permission based mail list. Your in, now make it worth their while
Once your e-letter achieves entry, give the reader something of value. Do not use an e-letter for blatant advertising or you risk losing subscribers. Support your brand with information related to your companys industry, articles that can inform and educate, even entertain, without a hard sell. For instance, if you are in the automotive business offer topics like Fill Your Tank Less Often or Lease or Buy, Which is Best for You? rather than directly selling cars. If no one on your staff has the ability to craft well written articles, hire a professional or use a publishing service that allows reprints of articles at no cost, like ezinearticles.com
Keep articles to 250 300 words. If an article must be longer, show the opening paragraphs on your e-letter and link to the full story.
Add humor, points of interest that are relevant to your industry and link articles and photos to appropriate web sites that might be useful to your readers. Our own web site receives the most click thrus from our e-letter; second place goes to Cool Site, a feature about other sites that we like and find very entertaining. Decide what success looks like
Reports are available from all e-letter service companies and you should regularly review them to measure the effectiveness of this marketing tactic. We looked at click thrus to develop future content and bounces to correct addresses. Even more importantly, we listen to the feedback we receive and react to it. Our readers know what they like and we think servicing this customer is part of our overall client service objective. Consistency counts
Dont embark on an e-letter campaign unless you are able to maintain it. We have clients that distribute monthly, bi-monthly and even quarterly. How often is not as important as consistency. Your readers should know what to expect and when to expect it. And this is where we beganwhy I have talked clients out of developing e-letters. If you dont have a brand identity or marketing plan, if you dont have the ability to develop content, if you dont have a permission based mail list, dont start an e-letter campaign. You will be very disappointed with the results and abandon the effort after one or two issues. With well thought out planning and focused execution, your e-letter campaign will support your brand and might just be the most cost effective way to communicate with your audience. It will definitely be worth the effort. Claudia Trusty develops strong marketing and branding messages that drive results for small and mid-size companies. For twenty years Trusty and Company has produced communication solutions for clients in retail and service industries. Visit them on the web at
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By Bonnie Lowe Many of us are happy with our current jobs, but a little bump in salary would usually be nice. What would you do if a headhunter called out of the blue and offered you a position at a different company–for more money? Would you be tempted to use that job offer as a bargaining chip for a raise or promotion? It’s a risky move, but one worth looking into… carefully. The first thing you need to do is decide how appealing the new job offer is. How much better is it than what you have now? Would you seriously consider leaving your current company and starting over with a new employer? What would need to change in order for you to decline the new offer and stay where you are? A promotion or raise? More responsibility? Before you talk to your boss, decide what you want, and what you’re willing to do if you don’t get it. If you really don’t want to leave, don’t pretend you do just to negotiate a raise. Your boss may call your bluff! Just explain that you received an unsolicited offer that you are not seriously considering, but which has prompted you to want to discuss your future. If you are undecided about whether to take the new job or not, discuss the possibility with your boss in a noncommittal way. You might say, “I have been contacted about a new opportunity, and I’d like your advice on figuring out what’s best for my future.” Discuss the terms of the other job, and what you’re most interested in–the salary, other benefits, more responsibility, etc. Give your boss the opportunity to make a counteroffer, but do not threaten to leave if this doesn’t happen. No one responds well to blackmail. Keep this in mind–even if your bargaining efforts are successful and you get what you want and decide to stay, your boss may now have a lesser opinion of you. Your loyalty may be in doubt, and even if the negotiation process was very nonthreatening, your boss may resent having to go through the process at all. Consider the consequences for either outcome before you use a job offer as a bargaining chip! Bonnie Lowe is author of the popular Job Interview Success System and free information-packed ezine, “Career-Life Times.” Find those and other powerful career-building resources and tips at her website: http://www.Best-Interview-Strategies.com Article Source: http://EzineArticles.com/?expert=Bonnie_Lowe http://EzineArticles.com/?Career-Advancement:-Using-an-Unexpected-Job-Offer-to-Bargain-for-a-Raise&id=196545 ativan side effects
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